While you can’t really touch your Super until you retire, it’s invested 24 hours a day, 7 days a week which means it’s active right now.
You may not see the impact of those investments in your own life for many years to come, but your money is impacting other people’s lives today.
How would you feel if your money was invested in companies that dump waste into waterways or exploit the working conditions of thousands of people? Wouldn’t you rather have your Super helping develop clean energy technology and funding microfinance opportunities? We would too!
We believe that superannuation not only offers an opportunity for financial gain, but also it also has the potential to have a positive impact in the world.
With Christian Super you can be sure that your money is invested in the way that you would care to invest it – upholding biblical principles and producing social and environmental returns as well as financial returns.
At the end of the day your Super is your money. So how and where it’s invested is also your choice.
Read more about why we are different.
How we estimate your Super’s potential impact
Annual Increase in Retirement Savings
This estimate is based on the performance of our default investment option (myEthical Super) over the last 5 years, and is not a guarantee of actual returns for the coming year. Click here to see our latest returns. Note that we have not deducted fees and charges or insurance premiums when working out this estimate.
Number of Microfinance Loans and MegaWatt Hours of Renewable Energy
To develop these estimates, we assume that Christian Super is responsible for a portion of the total social and environmental returns from our impact investments, based on our portion of the overall financial investment.
For example: if we contribute 25% of the total impact investment dollars, for the purpose of this Impact Estimator, we assume that Christian Super is responsible for 25% of the total impact investment returns.
Number of Average Houses Powered
Based on recent data from a number of sources (including Energy Made Easy) the average household in Australia uses anywhere between 5500-7000 kWh per year. We have used the upper limit to keep our estimates conservative.
The Impact Your Super Could Be Having
To develop these estimates, we work out the total impact investment returns that can be attributed to Christian Super (see above) and divide these by the total number of Christian Super members, to work out an average impact per member.
The average impact per member is then used to work out the impact estimates for the sliding scale. Note that the sliding scale is a visual tool to help potential members estimate the kind of impact their Super could be having if they switch to Christian Super vs a precise measure of the number of microfinance loans and MegaWatt Hours of renewable energy enabled by individual members.